Need an appraisal in Phoenix or Maricopa County?
The top reasons AZ homeowners hire Northern Arizona Appraisal, Inc.:
Own a house in or near Phoenix, AZ and need help determining the price of it?
At Northern Arizona Appraisal, Inc., we understand the particular needs of a consumer after appraisal services. Our customary business clients get the appraisal process and the usual documents we provide. Being a regular homeowner that most likely doesn't see an appraisal on a regular basis,you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our conclusions.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your own home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Northern Arizona Appraisal, Inc., will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is a very valuable negotiating tool once you have a likely buyer. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value opinion than yours.
PMI Removal Appraisals
An attractive money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. At Northern Arizona Appraisal, Inc., we're veterans in helping people just like you get rid of undesirable PMI insurance.
Challenging a property tax assessment
Your local tax assessor may have your home overvalued if your home is not appreciating as much as other properties close to yours. This means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. A professional appraisal from Northern Arizona Appraisal, Inc. is your best weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender might choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow viewpoint. A professional appraisal from Northern Arizona Appraisal, Inc. can help you reinstate your HELOC.
We Also Provide Field and Desktop Appraisal Review Services
Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire a seasoned appraiser to double-check your appraisal for preciseness? Northern Arizona Appraisal, Inc. offers field reviews where we go out and check the subject and comps. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can We can assist you While typically requested by banks, you may need to use this service if you suspect mortgage fraud related to your home.