Northern Arizona Appraisal, Inc. provides honest and ethical appraisals for Maricopa County

Honesty and Integrity: Northern Arizona Appraisal, Inc.

We think of our job as a profession. Requirements to become a licensed appraiser have increased more than ever in the past. So it goes without question in this day and age that real estate appraisal can definitely be called a profession as opposed to a trade. As with any profession we are bound by an ethical code.

We have many responsibilities as appraisers, but our main duty is to our clients. Typically, in residential practice, the lender (or an agent of the lender) places the order to the appraiser, becoming the appraiser's client. Subsequently, appraisers have certain duties of confidentiality to their clients, plus many rules and regulations to which we must adhere. So, as a homeowner, if you want a copy of an appraisal report, you generally should get it via your lender and not the appraiser.

Other responsibilities include numerical accuracy depending on the assignment parameters, acquiring and sustaining an appropriate level of competency and education, and naturally, the appraiser must bear a professional demeanor. Maintaining high ethics is standard operating procedure for us at Northern Arizona Appraisal, Inc..

Appraisers will often be obligated to consider the interests of third parties, including homeowners, both buyers and sellers, or others. Those third parties normally are defined in the appraisal assignment itself. An appraiser's fiduciary duty is limited to those parties who the appraiser is aware of, based on the scope of work or other written parameters of the assignment.

Northern Arizona Appraisal, Inc. has an established reputation for providing competent and ethically superior appraisals. To learn more, contact us.


There are also ethical rules that have nothing to do with clients and others. For example, appraisers must store their work files for a minimum of five years - something else Northern Arizona Appraisal, Inc. makes a part of their standard routine.

We demand the highest professional integrity possible from ourselves. Accepting assignments where our fee is dependent on our value conclusion is not something we can consider. That is, we are not able to agree to do an appraisal report and collect the fee only if the loan closes. Anyone should be able to see that fabricating a home's value to achieve a higher fee is unethical!

Finally, the Uniform Standards of Professional Appraisal Practice (or simply "USPAP") clearly states unethical behavior as the acceptance of an assignment that is contingent on "the reporting of a pre-determined result (e.g., opinion of value)", "a direction in assignment results that favors the cause of the client", or "the amount of a value opinion" as well as other situations. We diligently follow these rules to the letter which means you can rest easy knowing we are doing everything we can to provide an unbiased determination of the home or property value.

With Northern Arizona Appraisal, Inc., you can be assured of 100 percent ethical, honest service.