Attention homeowners: Real estate appraisal services for in Phoenix and Maricopa County
The top seven reasons why AZ homeowners order from Northern Arizona Appraisal, Inc.:
Own a house in or near Phoenix, AZ and need help determining the price of it?
We at Northern Arizona Appraisal, Inc. understand the particular needs of a consumer seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract buyers. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your house's price -- not just you saying how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value conclusion than yours.
Appraisals to remove PMI
A preferred money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. At Northern Arizona Appraisal, Inc., we're experienced in helping consumers just like you delete unwanted PMI insurance.
Challenge a property tax assessment
Lets say you live in a local area that's going down -- your local tax assessor may have your home overvalued. This only means you are most likely paying higher taxes than you should be paying. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting a professional appraisal from Northern Arizona Appraisal, Inc. is your strongest weapon.
Recently got a freeze your HELOC?
Your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow angle. An appraisal from Northern Arizona Appraisal, Inc. can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Do you need a veteran appraiser to double-check your appraisal for accuracy, or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables in question. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have had in the past. Even though this is typically requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your house.