Attention homeowners in Phoenix and Maricopa County: Get an Appraisal today!
Check out the top seven reasons why AZ homeowners use Northern Arizona Appraisal, Inc.:
Need help determining the price of your home in or near Phoenix, AZ?
We at Northern Arizona Appraisal, Inc. understand the special needs of a consumer in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Northern Arizona Appraisal, Inc., will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value estimation than yours.
Appraisals to cancel PMI
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to your lender to have the PMI removed from your loan. At Northern Arizona Appraisal, Inc., we're qualified in helping customers just like you get rid of unnecessary PMI insurance.
Challenging Maricopa county's assessment of your property
Your local tax assessor may have your home overvalued if your house is not appreciating as much as other houses close to yours. That means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. An appraisal from Northern Arizona Appraisal, Inc. is your best weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
If your property is in a declining area, your lender might just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow standpoint. Northern Arizona Appraisal, Inc. can provide you with an expert appraisal that will help you reinstate your HELOC.
We Provide Field and Desktop Appraisal Review Services
Would you prefer a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for precision? In a field review we'll go out and check the subject and comps. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can help you with that While usually requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your home.